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Homeowners association insurance

Insurance for lot owners

Community association insurance for home owners’ protects individual homes that are part of a community association scheme from accidental loss or damage and cover for legal liability and machinery breakdown.

Get a free quote For community association insurance

Your insurance quote covers:

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Temporary accommodation or rent

Cost of temporary accommodation covered if your home is unfit to be occupied as intended due to a catastrophe, loss or damage to your home

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Temporary protection and safety

We will pay the reasonable cost of temporary protection and safety of your home and resident persons due to loss or damage to your home

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Catastrophe insurance

Insurance against the escalation in the cost of replacement of your home if it is destroyed or declared a constructive total loss due to a catastrophe

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Keys and lock replacement

Up to $5,000 for the reasonable costs incurred in re-keying / re-coding locks and replacing keys if they are stolen due to forcible entry

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Removal and storage

Cost of removing, storing, return or insuring any undamaged portion of your home to the nearest place of safe keeping

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Liability to others

Protection if you become legally responsible to pay compensation for personal injury or property damage in connection with the ownership of your home

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Professional fees and removal of debris

We cover the cost of architects, surveyors and other professional fees as well as removal of debris arising from accidental loss or damage to your home

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Electric motors

Cost of repairing or replacing an electric motor which has been burnt out by electric current

Reasons to choose CHU Community association insurance for home owners

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Over 40 Years' Experience

From writing the first community association insurance plan in Australia to now offering landlords, contents and commercial insurance

multi award winners v3

Winner of the Underwriting Agency of the Year at the 2018 Australian Insurance Industry Awards for the second year running.

Emergency assistance
24/7 online claims service and emergency hotline

When you need help the most CHU’s claim process strives to be quick and accessible. With the help of our emergency hotline, over 40% of our claims are processed in under 24hrs.