Insured property
Insurance against accidental loss or damage to your building and common area contents from events such as fire, storms and theft
A community association is a corporation of members typically formed by the owners of lots in a deposited and registered community plan. Community plans depict a parcel of land subdivided into two or more lots where there is some shared use of this land as a common area.
Common areas consist of community property, such as shared driveways, swimming pool or tennis courts, which are owned and managed by the owner's corporation or body corporate.
Get a free quote For Homeowners in community association insurance
Community association insurance
CHU’s community association insurance includes cover for accidental loss or damage to community property as well as protection against risks faced by the association such as legal liability, workers compensation and machinery breakdown.
CHU created the first community association insurance policy and is the largest protector of community associations across Australia.
Your CHU Community Association insurance quote covers:
Voluntary workers
Compensation payable in the event that a volunteer sustains serious bodily injury caused by accidental, visible means whilst working on your behalf
Liability to others
Protection if you become legally responsible to pay compensation for personal injury or property damage in connection with the common area or insured common property
Temporary accommodation
Costs incurred from temporary accommodation payable if your community property is made unfit to be occupied for its intended purpose
Removal and storage of community property
Removal, storage, return and insurance costs payable for the transportation and safe keeping of undamaged community property
Office bearers’ legal liability - optional
Issued on a claims made basis and indemnifies office bearers should they become legally liable to pay compensation for any wrongful act made whilst carrying out duties within the scope of their position
Reasons to choose CHU Community Association Insurance
Over 40 Years' Experience
From writing the first community association insurance plan in Australia to now offering landlords, contents and commercial insurance
Award-winning
Winner of the Underwriting Agency of the Year at the 2018 Australian Insurance Industry Awards for the second year running.
24/7 online claims service and emergency hotline
When you need help the most CHU’s claim process strives to be quick and accessible. With the help of our emergency hotline, over 40% of our claims are processed in under 24hrs.
