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Community Association Insurance

What is a community association?

A community association is a corporation of members typically formed by the owners of lots in a deposited and registered community plan. Community plans depict a parcel of land subdivided into two or more lots where there is some shared use of this land as a common area.

Common areas consist of community property, such as shared driveways, swimming pool or tennis courts, which are owned and managed by the owner's corporation or body corporate.

Get a free quote For Homeowners in community association insurance

Community association insurance

CHU’s community association insurance includes cover for accidental loss or damage to community property as well as protection against risks faced by the association such as legal liability, workers compensation and machinery breakdown.

CHU created the first community association insurance policy and is the largest protector of community associations across Australia.

Your CHU Community Association insurance quote covers:

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Insured property

Insurance against accidental loss or damage to your building and common area contents from events such as fire, storms and theft

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Voluntary workers

Compensation payable in the event that a volunteer sustains serious bodily injury caused by accidental, visible means whilst working on your behalf

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Liability to others

Protection if you become legally responsible to pay compensation for personal injury or property damage in connection with the common area or insured common property

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Temporary accommodation

Costs incurred from temporary accommodation payable if your community property is made unfit to be occupied for its intended purpose

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Removal and storage of community property

Removal, storage, return and insurance costs payable for the transportation and safe keeping of undamaged community property

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Office bearers’ legal liability - optional

Issued on a claims made basis and indemnifies office bearers should they become legally liable to pay compensation for any wrongful act made whilst carrying out duties within the scope of their position

Reasons to choose CHU Community Association Insurance

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Over 40 Years' Experience

From writing the first community association insurance plan in Australia to now offering landlords, contents and commercial insurance

multi award winners v3
Award-winning

Winner of the Underwriting Agency of the Year at the 2018 Australian Insurance Industry Awards for the second year running.

Emergency assistance
24/7 online claims service and emergency hotline

When you need help the most CHU’s claim process strives to be quick and accessible. With the help of our emergency hotline, over 40% of our claims are processed in under 24hrs.

Important documents

PDS and policy Fact sheet Quick guide